Terms and Conditions

Terms of Service

Welcome to solivranethoqa. These Terms and Conditions govern your use of our website and services. By accessing or using our platform, you agree to be bound by these terms.

Please read these terms carefully before using our services. If you do not agree with any part of these terms, you should not use our website or services.

Definitions

In these terms, the following definitions apply:

• • "Company," "we," "us," or "our": Refers to solivranethoqa, operating from 15 King Street, Manchester M2 6AA
• • "User," "you," or "your": Refers to any individual or entity accessing or using our website and services
• • "Services": Refers to financial planning consultations, guidance, and related services provided by solivranethoqa
• • "Website": Refers to solivranethoqa.com and all associated pages and functionality

Use of Our Services

Your use of our services is subject to the following conditions and restrictions:

Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use our services.

User Responsibilities: User Responsibilities

User Responsibilities

As a user of our services, you agree to:

• • Provide accurate and complete information during consultations
• • Use our services only for lawful purposes
• • Respect the intellectual property rights of solivranethoqa and third parties
• • Maintain the confidentiality of any account credentials
• • Notify us promptly of any unauthorised use of your account

Prohibited Activities

You may not use our services for any of the following purposes:

• • Any illegal or unauthorised activities
• • Transmitting viruses, malware, or other harmful code
• • Attempting to gain unauthorised access to our systems
• • Impersonating any person or entity
• • Collecting or harvesting personal information of other users
• • Using our services to spam, harass, or abuse others

Intellectual Property

All content, materials, and intellectual property on our website and in our services are owned by solivranethoqa or our licensors and are protected by copyright, trademark, and other applicable laws.

We grant you a limited, non-exclusive, non-transferable licence to use our services for their intended purpose.

You may not copy, modify, distribute, or create derivative works from our content without explicit written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of your personal information is governed by our Privacy Policy.

View Privacy Policy Privacy Policy

Payment Terms

The following terms apply to all payments for our services:

• • Subscription fees are charged monthly in advance and are non-refundable
• • All prices are inclusive of applicable VAT at the current UK rate
• • Payment is due immediately upon subscription or service booking
• • We reserve the right to suspend services for non-payment

Cancellation and Refunds

You may cancel your subscription at any time by contacting us, with cancellation taking effect at the end of your current billing period.

Due to the personalised nature of our consultations, refunds are generally not provided except in exceptional circumstances at our discretion.

Service Disclaimers

Our services are provided "as is" without warranties of any kind, either express or implied.

We make no guarantees about specific outcomes or the suitability of our advice for your particular circumstances.

Individual results may vary.

Limitation of Liability

To the maximum extent permitted by law, solivranethoqa shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Our total liability to you for any claims shall not exceed the amount you have paid us in the 12 months preceding the claim.

Nothing in these terms excludes or limits liability for death, personal injury, fraud, or other liabilities that cannot be excluded under UK law.

Indemnification

You agree to indemnify and hold solivranethoqa harmless from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Nothing in this section affects your statutory rights as a consumer or your right to take proceedings in your local courts.

Governing Law

These terms are governed by and construed in accordance with English and Welsh law.

Any legal proceedings shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Termination

We may terminate or suspend your access to our services immediately, without prior notice, if you breach these terms or engage in prohibited activities.

Upon termination, your right to use our services ceases immediately, though certain provisions of these terms shall survive termination.

Changes to Terms

We reserve the right to modify these terms at any time. Updated terms will be posted on our website with a revised effective date.

We will make reasonable efforts to notify you of significant changes, and your continued use constitutes acceptance of the modified terms.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and solivranethoqa regarding the use of our services.

Contact Information

If you have questions about these terms, please contact us at contact@solivranethoqa.com or +44 978-650-400.